Buy USDT with INR

Buy
USDT
with INR
No hidden fees. Buy at true cost
No registration. Simplified process
Fast verification. AI-based algorithm
Protected transactions
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Secured cardholder data
About PCI DSS Certificate

Fair pricing

You always get the amount stated in the You Receive field. No hidden fees or extra charges.

High limits

Up to 5,000 EUR per transaction
or 15,000 EUR per month

How to buy USDT

Buying crypto in 3 steps

  1. Fill in a simple order form with either amount in crypto or in your fiat currency. The service will calculate the total. 
  2. Check the input, click Buy.
  3. Pay with a credit or debit bank card, or choose any other payment method available in your location. 

If it is the first time you buy crypto at UTORG, you will also have to take a short verification procedure. We implemented top-notch AI-based algorithms and improved the logic, so you will only need 5 minutes

Not ready to buy crypto with us yet, have questions? Then read the guide below or swipe left for some tips on wallets and secure storage of coins. 

Buying USDT with INR in 3 steps

Fast-track USDT purchase with the Indian rupee at zero-fee:

  1. Fill in the express purchase form.
  2. If everything is right, hit Buy USDT.
  3. Checkout with a valid bank card. 

Use any Visa/MasterCard card (debit, credit, virtual) to pay your USDT. UTORG fee is 0.

There is a short identity verification for new customers, but we pruned the flow to fit it into 3 minutes

We keep working to offer you the best experience and to make our service friendly to users in India. We hope the flow is clear and easy to follow, but we have a “just in case” guide for each step in English. Check it below. 

To learn more about USDT, wallets, coin delivery and asset security, swipe left.

Choose a wallet

Now you have a wide choice of hardware (cold) and software (hot) wallets to start your journey with. 

We are not very partisan to cold wallets, they are cumbersome and expensive, but if you want an opinion, Ledger and Trezor are good, trustworthy products with positive reviews.

For mobile, we suggest Trust Wallet, Exodus or https://utorg.app. They are easy to install, fast and literally require no configuration or user training.

The Right USDT Wallet

A crypto wallet is not a rocket science. A small device or an app, it simply stores credentials required to authorize a blockchain transaction, the so-called private key. Of course, wallets come in various shapes and classes. The major are:

  • Hardware wallets. Maserati of the market, expensive and very secure, they cater to the needs of major traders allowing to store large sums offline. Ledger and Trezor are good examples. Yet, for daily usage they are a tad too much of a ritual: take it out of your pocket, connect to a PC, enter PINs here and there....blah.
  • Hot wallets are lightweight apps like Exodus for mobile or Metamask for desktop. 99% of time they are free. Users swap higher risk of the private key exposure for faster access to it to make prompt moves. We are very partisan to mobile apps as they offer a better experience and don’t imply PC protection. 
    Paper wallets are losing the terrain, online ones fail to provide commendable security levels. 

The choice is up to you

Create a new wallet

With hardware wallets it can be a tad tricky and you will have to wait for delivery. For instant gratification, we suggest mobile apps like Trust Wallet, Exodus or https://utorg.app. You just get those to your favorite device and that’s pretty much it. 

To create an order, copy the deposit address for crypto and use it in the purchase form.

Creating a USDT Wallet

We suggest you start with a mobile app, e.g. Exodus, to buy USDT on the go. Three steps and there you are:

  1. Get an app and run it. That’s pretty much it. Some apps require additional configuring, but for the most part they are ready for immediate use. 
  2. Find USDT in the asset list and open its properties.
  3. Copy the deposit address. You will need it to buy USDT at UTORG.

This address is permanent and reusable.

After you bought crypto

Congrats on your order! UTORG will process it immediately, but blockchain needs some time to process your transaction and generate a new block. Be prepared to wait 5-15 minutes. At peak loads delays can be up to an hour. 

You can also track your transaction any time from your account. We will provide a direct link once the order is created. 

Even if the transaction fails which is highly unlikely, we will pay all your money back and duly notify you.

Ordered your USDT, what’s next?

While the UTORG’s side of the deal is instant when you buy USDT for INR with us, we cannot prevent a delay related to the nature of the blockchain technology. 15 minutes is luck, anything up to an hour is routine, more is not unheard of. The network becomes increasingly loaded as cryptocurrencies get a larger stake of people’s pockets digitized in their turn.

While you wait, UTOG provides you with a time-killer: a link to tracker to monitor transaction status. Check your email used to create the order.

Errors are unlikely, but relevant notifications from us are guaranteed so is a 100% refund in case of any failure.

Is buying at UTORG safe?

TLDR, yes. 

To give you more details, UTORG is duly licensed to provide its services in crypto domain, and complies with all applicable laws and regulations, in particular, the GDPR. 

We also have obtained a level 2 PCI DSS certificate that proves compliance with top security standards. 

Additionally, external payment systems have their own security tools and protocols.

Is UTORG safe to buy USDT at?

Offering zero-fee USDT conversion services, UTORG complies with all relevant regulations and constantly adopts new security tools, techniques and best practices. Thus we have:

  • licenses for fiat and cryptocurrency transactions. 
  • top-notch AI-based solution to make the flow fast and efficient, thwart attacks and frauds.
  • a valid PCI DSS certificate proving that the card data protection level corresponds to the highest global standards.

Visa and MasterCard debit, credit and virtual cards get additional protection from the respective payment systems.

Safe storage of coins

App developers invest a lot of time and put huge effort into delivering safe wallets, but an open wallet is never safe, is it? Here are some rules for you to avoid troubles and have your crypto safe:

  1. Don’t use online wallets, they are not safe enough.
  2. Make sure to create a new email address for every fintech service you use.
  3. Don’t miss on 2FA, it’s useful.
  4. Keep your balance and sensitive information secure, don’t share it with strangers even if prompted. 

Check your input when creating transactions. Blockchain transactions are irreversible.

Keeping USDT safe

You cannot blame being robbed on the lock if you left the door open; same is true about digital assets. Follow simple rules to avoid troubles:

  1. Exchange account holders are not a safe place for large amounts of USDT. Buy, withdraw, repeat.
  2. Create a separate mailbox for your USDT wallet.
  3. 2FA for wallets and sensitive access points is a must.
  4. Remember, banks and trustworthy fintech services never ask to provide sensitive data, fraudsters do. Never disclose private keys of your crypto wallets (encrypted data sequence to “sign” transactions). 
  5. Your wallet balance is classified info.  

Check twice the receiver data when transferring, selling, buying USDT. Blockchain transactions are irreversible by nature.

Step-by-Step guide

01

Stage zero

To buy crypto with fiat, you need:

  • An active crypto wallet
  • An email to have an account registered
  • A Visa/MasterCard credit/debit card with an adequate balance, or credentials for the alternative payment system you plan to use

For your first order, have your ID and web-camera ready for an identity verification

01

Before you start

UTORG is really fast, but why not get ready before you start to make things even smoother.

So before you place and order to buy USDT for INR, let’s check that you have:

  • An active Plark wallet (e.g. Exodus)
  • A valid email address
  • A virtual, credit or debit card from Visa/MasterCard with adequate balance

A selfie camera and an ID issued in India to take the first-time buyer identity verification

02

Placing an order

Fill in the web order form:

  1. Enter either the amount in crypto or in fiat money, the service will calculate and fix the deal amount. We try to keep fees close to zero, but even if there is a fee we cannot avoid, it will be expressly specified in the form.

Note that we bear no responsibility for fees from third-party services (alternative payment systems) or banks. 

  1. Once done with figures, enter your wallet deposit address. 
  2. Check the input and if everything is correct, click Buy.
02

Creating the order

The express form at UTORG is as simple as it seems to be, no hidden tricky parts:

  1. Specify how much INR you are ready to spend or how much USDT you want to buy. UTORG will handle the rest of arithmetic for you at the current exchange rate.
  2. Next enter the deposit address of your USDT wallet. 
  3. Finally, run through the form to make sure everything is right and click Buy USDT.

So much for order creation, you just have to checkout.

03

Account setup

Now we need to create a new account for you and check whether the service is available in your country. All you have to do is:

  1. Give us your email address and check the mailbox for confirmation code
  2. Copy the code and paste it in the next dialogue. 
  3. Then select your country from the list. 

Next is checkout.

03

Email and Location Check

Before we proceed with your USDT order, we have to make sure you're not a bot and come from a country where our services are legally available. That’s pretty common. Now:

  1. Enter your email address into a dialog displayed after the order form. 
  2. Check your email address for a 6-digit code. Check the Spam folder if there is no letter in Inbox. 
  3. Copy the code in the next dialog to confirm the address. 
  4. Next choose India in the list. 

We are done here, get your card data ready.

04

Paying for your crypto

You can pay with a bank card or use an alternative payment option, if available for your deal (depends on the currency pair and location). Note that those services may charge separate fees that we don’t control. Here is how you pay with a Visa/MasterCard credit or debit card:

  1. Enter details of your card in a standard form.
  2. Allow the payment by entering the confirmation code from SMS (3-D Secure Protocol check). 

Now you are DONE with the purchase, if new to us, take the verification procedure next.

04

Entering card data

Paying USDT with any bank card has never been easier:

  1. Fill in your card details in a standard checkout form.
  2. Enter a confirmation code from SMS (3-D Secure Protocol check) to authorize payment. 

Now you are officially done unless you are new to UTORG. In this case there is a short identity verification procedure. We cannot call it off, but made sure it will only take 5 minutes.

05

Identity verification

First time buyers have to take a short identity verification procedure; it’s mandatory, but we made it short and smooth. Thanks to our top-notch AI-based algorithms, you will get the result within 3 minutes.Take these 2 steps:

  1. Upload an image of your passport, driver’s license or other document accepted by the service.
  2. Take a liveness check with your webcam/smartphone selfie-cam.

Note that you can switch between devices while taking the procedure.  

If everything is ok, we will write off the money that was locked on your account at the previous step. Otherwise your money will be immediately released. It is also released in 24 hours if you take no action.

05

Taking identity verification procedure

If it is your first order at UTORG, you have to provide basic personal details to our service. It is mandatory. Yet, we managed to distill two simple steps:

  1. Provide an image of your ID issued in India.
  2. Turn on your selfie camera for a liveness check.

Thanks to our AI-based solution, data is scored in no time at all with the result ready within 5 minutes. Another good thing is that we get the amount in INR “frozen” on a card for the duration of verification to avoid the impact of likely USDT price fluctuations on the final settlement. INR is only charged off after verification success if confirmed. If no, the money is released immediately. The exact time when it is available to a card holder depends on how fast the bank reacts.

06

Сrypto delivery

Once paid, we send crypto to your wallet immediately, but transaction processing in the blockchain takes some time. Be prepared to wait 5-15 minutes. At peak loads delays can be up to an hour. 

To check the transaction status, use our online tracker. It is available in your profile, and we will also send you a direct link when you create an order. 

If you need help, email the support team or text us via the live chat.

06

Getting USDT

Once paid, UTORG sends USDT to the customer. But at this point blockchain comes into picture with its mind boggling nodes and consensus mechanisms. The magic usually takes 10-15 minutes, but the mana power can be undermined by high network loads causing delays that exceed an hour.

While there is no way to control the situation, you can monitor it in a tracker from UTORG in real time. The link is sent to a customer once an order is created. 

Anyway, if USDT is not delivered within an hour or more, or errors occur, email the support service or use the live chat to reach out to us.

Frequently asked questions

Do you charge fees?

Our policy is lowest fees and max transparency. We offer a zero blockchain fee whenever possible, and if a fee is unavoidable, we specify it in order conditions. So, you see how much you are going to pay before taking any definitive actions. 

Note that alternative payment systems can have their own fees; banks may charge a conversion fee, if your card is linked to an account in a currency we don’t yet support. For more details on third-party fees, contact respective service providers.

I want to buy USDT, is there any fee?

Zero-fee exchange service, UTORG operates transparently and charges no hidden commissions. The deal is processed exactly according to the figures from the order form.

Yet, your bank can impose its fee for INR to USDT conversion. For more details, contact your bank

How fast will crypto come to my wallet?

Buying crypto with us is fast and order processing is instant. Blockchain needs some time to process the transaction. With newer networks you have good chances to get your coins in 2-5 minutes. With older ones expect a 10-15 minutes wait.

Don’t worry if a longer delay occurs, it happens at peak network loads.

How fast is UTORG?

Basically, buying USDT for INR is instant with us. New customers have to bear with a 5-minute delay and take a short verification procedure. 

Another benefit is no registration is needed to use UTORG.

Is verification required for every order?

No, only for the first one. Once you take it, you will be able to buy crypto even faster.

Will I have to retake the verification?

You take it only once when creating the first order. From the second order onwards the flow is much faster.

Will you take the money before verification?

The short answer is “No”. 

After the checkout the money is locked for the duration of the procedure. We fix the order conditions to avoid rate fluctuations. If you pass the verification, we take the money, otherwise, we release it. Also, the money is unlocked in 24 hours, if no action is taken.

Is the amount in INR charged off before verification?

Only after a successful verification is confirmed, fiat is actually charged off. To stop the clock and avoid the impact of changes of the USDT-INR rate, we freeze the amount in INR on the card account. 

If verification fails, the money is released immediately. Once the bank processes requests, it becomes available to the holder.

Is it safe to use UTORG?

Yes, it is. UTORG puts a lot of effort into ensuring max security as well as compliance with top international standards and applicable laws, including the GDPR. We obtained licenses to provide services in the crypto domain, as well as a level 2 PCI DSS certificate proving our adherence to best international practices.

Is UTORG safe?

Yes, we mindfully approached security and legal framework to ensure the service is legit and safe. UTORG:

  • is licensed to carry out transactions in fiat and crypto.
  • has a PCI DSS certificate proving compliance with top applicable standards and operation practices. 

At UTORG you won’t get stolen USDT or hidden charges.

Bank rejected the payment

Happens, here is how you can fix it:

  • Check your balance, you may need to top it up or reduce the deal amount;
  • Retry making the payment;
  • Try another card or an alternative payment method that is available. A card from another bank, can work, debit cards are in general better compared to credit cards;
  • Contact your bank and ask for help, if none of the above fixes the issue.

Transaction rejected, what now?

That’s hardly a big deal, here is the plan:

  • First check your card balance
  • Retry the payment procedure (there can be an error at the bank side)
  • Try another card (better a debit one, for example, issued by Union Bank of India)
  • Contact your bank for assistance

UTORG by default supports all Visa/MasterCard cards (credit cards, debit cards, virtual cards).

How much crypto at a time?

We use limits to prevent money laundering and financing of terrorism. Full information is available here. Here is the summary:

  • Within any given 24 hours you can make 12 transactions paid with the same credit or debit card, or alternative payment method;
  • For a single transaction your limit is 7,999 euros or equivalent in the deal amount;

For the monthly allowance (meaning any given 30 days, again, not a calendar month), check your verification level specified in your profile. To buy more, move to another level by providing more information about yourself.

What are the limits?

Limits do exist, here is the summary:

  • Within 24 hours it is allowed to make 12 transactions paid with the same credit, debit or virtual bank card. Note that the limit is counted for any 24-hour period after a purchase, not for a calendar day from  00:00 till 23:59;
  • A single transaction cannot exceed 7999 euros or an equivalent in the purchase currency.
  • The monthly limit depends on your verification level (check your profile) and is also counted as a 31-day period after a purchase (not as a calendar month).

Follow the link for details on applicable limits.

Live chat support
Our support team is ready to help you
via email at every step of the way
Live chat support
Our support team is ready to help you
via email at every step of the way